Insurance for the RWR+ Card: What you must know
Why Austrian insurance is crucial
To qualify for the RWR+ Card, you must prove that you have had full insurance coverage in Austria for at least 12 months within the last 24 months.
This insurance must be:
- Austrian employment insurance through employment or self-employment
- Full insurance coverage including health, accident, and pension insurance
- Active for at least 12 months before applying
If you are employed
If you have a job above the minimum salary threshold, your employer will automatically register you for Austria's social insurance system.
Thresholds:
- 2024: €518.44/month
- 2025: €551.10/month
If you are self-employed
Self-employed individuals must register with the SVS.
Thresholds:
- 2024: €6,221.28/year
- 2025: €6,613.20/year
Unsure about your insurance status?
Our team checks your insurance records and helps you meet the RWR+ Card coverage requirements.
If you are not insured yet
You must either find a job and ensure employer registration, or register as self-employed and meet the minimum earnings requirement.
The AMS will verify your insurance history when processing the RWR+ Card.
How mypaperwork.ai helps
Insurance checks, document upload, and guidance on missing documents.